Promise of Home Homebuyer Readiness Fair | Detroit, MI

Join us for a free event designed to help Detroit residents take the next step toward homeownership, featuring a new program offering up to 40% down payment assistance * and no monthly payments, powered by Homium, presented by Guild Mortgage.

Get the knowledge and support you need to take the next step toward homeownership.

*Based on state, the maximum amount may vary; Max for MI is $75K.

• 🤝 Meet and connect with industry experts
• 💰 Learn about down payment assistance programs​
• 🏡 Get prequalified for a mortgage on-site
• 📘 Understand the homebuying process from start to finish
• ❓Q&A session to get your questions answered

Whether you're just starting to explore or ready to buy, this event is designed to guide you forward.

Bring these items to get pre-qualified onsite with our local licensed loan officers**

• Paystubs from the last 30 days
• W-2s or 1099s from the past 2 years
• Federal tax returns from the past 2 years (all pages)
• A government-issued photo ID (and resident card if applicable)
• Bank statements from the last 2 months (all accounts)
• Investment account statements from the last 2 months (if any)

Whether you're just exploring or ready to buy, this free event is designed to help Detroit residents unlock homeownership affordably and confidently.

*Based on state, the maximum amount may vary; Max for MI is $75K. Homium's Shared Appreciation Mortgage (HSAM) program offers a second mortgage to assist first-time homebuyers with down payment costs. The loan carries no interest and no monthly payments. The borrower must have a minimum of 3% down payment. Repayment is deferred until the home is sold, refinanced, or after 30 years. At that time, the borrower repays the original loan amount plus a share of any appreciation in the home’s value. If the home sells or appraises for less than its original value, the borrower repays only the principal and any applicable fees. Homium doesn’t share in losses but may share in gains. The borrower remains responsible for repaying the original loan amount. Must occupy the home as primary residence. State restrictions and eligibility requirements apply. Guild Mortgage is not affiliated with Homium, Inc. Homium, Inc.; Equal Housing Opportunity; Company NMLS ID 2442369. Guild Mortgage Company; NMLS #3274; Equal Housing Opportunity; www.nmlsconsumeraccess.org. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

**The items above will not inhibit you from starting the loan process.

Info: Guests check in and network with housing professionals. Enjoy complimentary refreshments.

Info: Have the opportunity to get pre-qualified with our local licensed loan officers, connect to help with any questions you may have and help prepare a plan for your next steps.